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  2. Program Eligibility

How long will I be in the program?

The amount of time you spend in the program varies greatly from buyer to buyer as there are many factors involved. 

Homebuyers will first have to work with a Homeownership Advisor to meet mortgage eligibility, this means different things to different buyers. If you have to increase your credit score, increase your savings, or decrease your debt-to-income ratio, this could take months or even longer. 

Once you meet mortgage eligibility you will get to choose how you would like to proceed in your homebuying journey. Finding a home that works for your family, and is affordable, could take months of searching as well. 

We typically advise that homebuyers can expect to be in the program for 1 year but this time-frame varies depending on your unique circumstances.