Your financial coach will work with you to set goals and build a plan to become mortgage ready. If you are already mortgage ready, your coach will work with you to choose a homebuying path.
3. Choose a Homebuying Path
Based on your household size and income, you may be eligible to buy a Habitat home or buy a home on the open real estate market.
Buy a Habitat home
Habitat builds and renovates a limited number of homes each year in the seven county metro area.
Habitat's home selection process Homes available for purchase are sent monthly.
Homebuyer education and required volunteer hours Learn about homeownership through our education courses. When you select a Habitat home to purchase, you're required to complete volunteer hours on Habitat home builds.
Buy a home on the open market
Work with a realtor to find a home for sale on the open real estate market in the seven county metro area.
Homebuyer education Learn about homeownership through our education courses.
Get pre-approved with TCHFH Lending, Inc. Pre-approval letters give you an idea of what homes you can afford.
Search for homes with a realtor Work with any realtor you choose or Habitat can provide a list of realtors familiar with Habitat.
4. Submit Loan Application
Once you find a home to purchase, then you apply for a mortgage through TCHFH Lending, Inc.
5. Close on your home
Complete the home closing process and get the keys to your new home!