Looking to own a home?

Why buy with Habitat?

Since 1985, Twin Cities Habitat has helped more than 1,700 families buy an affordable home. We have programs and resources to meet you wherever you're at in your homeownership journey, and you can pick the path to homeownership that works best for you. Here are some of the benefits of partnering with Twin Cities Habitat.

• Low interest TruePath Mortgage*

  Our wholly-owned nonprofit mortgage company, TCHFH Lending, Inc., offers the TruePath Mortgage product to low- and moderate-income households across the metro. It features affordable monthly payments set at no more than 30% of your household income for the entirety of the loan.

  

  TruePath Mortgage Requirements

• Homebuyer education classes

  Our Homeownership Program includes a variety of classes to help prepare you for the responsibilities of homeownership. Classes include understanding your credit score, how to save for a down payment, budgeting for home repairs, what to expect at a home closing, and more. These classes will give you the knowledge you need to buy a home with confidence. 
  
  Homeownership Program Requirements

• Financial education classes

  If you're not quite ready to join our Homeownership Program, you may be eligible for our one-on-one Financial Coaching Program. We'll set you up with a customized action plan to help you prepare for entering our Homeownership Program.

  Financial Coaching Program Requirements

• Variety of home choices

  Twin Cities Habitat offers a variety of homes for first-time buyers:

  1) Buy a home that is newly built by Habitat.

  2) Buy a "next generation" home. This is where a Habitat homeowner sells their home back to Habitat. We complete any needed repairs and then sell the home to a new buyer.

  3) Homebuyers who want to buy a home on the local market can utilize our TruePath financing to purchase a home while working with their realtor.

  View current homes for sale

• Post-purchase support

  Twin Cities Habitat not only wants to help you buy a home you love; we want you to stay in a home you love. Our partnership with you continues after you close on a home. As a Habitat homeowner, you'll receive maintenance advice, helpful resources, and opportunities to connect with other Habitat homeowners.

• Trusted partnership

  Since 1988, Twin Cities Habitat has helped more than 1,700 families buy an affordable home. We are the #1 builder of ENERGY STAR homes in Minnesota, and we strive to do the most good with every dollar entrusted to us.