*Habitat mortgages are provided through our subsidiary, TCHFH Lending, Inc. Click here to learn more about the requirements that need to be met to qualify for a TCHFH Lending, Inc. mortgage. Qualifying for the Homeownership Program does not mean you will necessarily qualify for a mortgage through TCHFH Lending, Inc. If you are determined to be "mortgage-ready", you would go through a mortgage pre-approval process with TCHFH Lending, Inc.
Twin Cities Habitat for Humanity annually updates our Homeownership Program income requirements based on area market conditions. We reserve the right to revise these guidelines at any time.
*Habitat mortgages are provided through our subsidiary, TCHFH Lending, Inc. Click here to learn more about the requirements that need to be met to qualify for a TCHFH Lending, Inc. mortgage.
Family Size |
Minimum Yearly Gross Income |
Maximum Yearly Gross Income |
1 |
$42,000 |
$62,600 |
2 |
$42,000 |
$71,550 |
3 |
$42,000 |
$80,500 |
4 |
$42,000 |
$89,600 |
5 |
$42,000 |
$96,600 |
6 |
$42,000 |
$103,750 |
7 |
$42,000 | $110,900 |
8 |
$44,253 | $118,050 |
9 |
$46,935 | $125,150 |
10 |
$49,617 | $132,300 |
If you're ready to take the first step toward homeownership with Habitat, please complete our form.
Consider our Financial Coaching Program to get mortgage ready, or work with one of our referral partners to prepare for Habitat homeownership!
Click here to view our Financial Coaching Program Criteria.
Twin Cities Habitat for Humanity is an Equal Opportunity housing agency and Equal Opportunity Affirmative Action employer.
TCHFH Lending, Inc. is an Equal Housing Lender.
Twin Cities Habitat for Humanity, Inc. NLMS #400065 | TCHFH Lending, Inc. NLMS #1482482