are you ready for Habitat homeownership?

Benefits of Habitat Homeownership


Your monthly mortgage payments are kept affordable—at or below 30% of your household income.


Free one-on-one financial coaching focuses on your budget, and helps homebuyers pay down debt, understand credit, and save for the future.


Twin Cities Habitat prepares you for the responsibilities of homeownership through our homebuyer education topics.

Post-purchase support

Habitat provides resources for you after you purchase your home. This support includes things like home maintenance advice, helping you connect with your local community, and providing guidance with finances after purchasing your home.

A trusted partner

For over 30 years, Twin Cities Habitat has helped more than 1,100 families buy an affordable home. We are the #1 builder of ENERGY STAR homes in Minnesota, and 86.4% of every dollar entrusted to our organization goes directly to support our programs and services.


Pay it forward

People who purchase a home with Twin Cities Habitat are making it possible for other families to purchase homes, too.

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Program Requirements

Are you eligible to apply for Habitat for Humanity's homeownership program? Review our program requirements.

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Homeownership Process

How does Habitat's homeownership program work? View the process from beginning to end!


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Habitat Properties & Loan Information

View examples of Habitat-built properties and learn more about applying for a mortgage through TCHFH Lending, Inc.

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Questions? Contact Us!