We are operating virtually until further notice: Read the details. Habitat homeowners: Click for support.

Mortgage Foreclosure Prevention Program

We’re here to provide free counseling, advocacy, and resources to homeowners behind on mortgage payments or property taxes. We can connect homeowners with additional options to assist in preventing foreclosure or tax forfeiture.

If you’ve missed a payment:

  • Don’t panic
  • Talk to your bank
  • Save money
  • Trim your budget
  • Call us – we’re here to help

How we can help

Work with a Mortgage Foreclosure Prevention Counselor to:

  • Determine if staying in your home is possible
  • Understand your options
  • Create a new budget
  • Form an action plan focused on housing affordability
  • Learn your rights, the foreclosure process, and how to communicate with your lender.

We’re here to guide and assist you with options.

Get started

Download and fill out the application below. At any time, please feel free to email or call us if you have questions.

Mail completed applications to:

Twin Cities Habitat for Humanity
Mortgage Foreclosure Prevention Program
1954 University Ave W, St. Paul, MN 55104


Phone:  612-305-7147

Email:   MFPP@tchabitat.org


Download Application

Frequently Asked Questions

  • What happens when I miss a payment?
  • How do I keep my home and avoid foreclosure?
  • What do I do if I leave my home?


Read F.A.Q.

Contact Us