Mortgage Foreclosure Prevention

Twin Cities Habitat for Humanity's Mortgage Foreclosure Prevention Program is here to help you stay in your home and find the best resources for you.

Questions? View our Guide here.

Mortgage Foreclosure Prevention Program

We’re here to provide free counseling, advocacy, and resources to homeowners behind on mortgage payments or property taxes. We can connect homeowners with additional options to assist in preventing foreclosure or tax forfeiture.

If you’ve missed a payment:

Don’t panic
Talk to your bank
Save money
Trim your budget
Call us – we’re here to help

How we can help

Work with a Mortgage Foreclosure Prevention Counselor to:

Determine if staying in your home is possible
Understand your options
Create a new budget
Form an action plan focused on housing affordability
Learn your rights, the foreclosure process, and how to communicate with your lender.

We’re here to guide and assist you with options.

Get started

If you are experiencing a financial hardship that is preventing you from making timely mortgage payments or your property is in jeopardy of foreclosure, click here and fill out the MFPP Application Form online, and a Twin Cities Habitat For Humanity HUD certified Housing Counselor will contact you within 2 business days to follow-up on your case.

If you have any questions please email or call the Mortgage Foreclosure Prevention team:

Phone: 612-540-5670
Email: MFPP@tchabitat.org

If you prefer to mail in an application, click here to download a form, and send it to 1954 University Ave W, St. Paul 55104.

Frequently asked questions

What happens when I miss a payment?
How do I keep my home and avoid foreclosure?
What do I do if I leave my home?

Mortgage Foreclosure Prevention