Advancing Black Homeownership

At Twin Cities Habitat for Humanity, we are building forward with intention by centering our work around those most historically impacted by racist housing practices. Our new Advancing Black Homeownership Program responds to community feedback, removes barriers to homeownership, and aims to narrow racial disparities in housing.

Advancing Black Homeownership Program

Twin Cities Habitat for Humanity is running a bold new program designed to advance Black homeownership across the Twin Cities seven-county metro area.

The Advancing Black Homeownership Program is designed for applicants who self-identify as Foundational Black Americans—Black or African American Minnesotans who are descendants of enslaved Africans in the United States. This group faces the steepest barriers to accessing a mortgage and the widest disparities in rates of homeownership.

Part of the program includes leveraging a new Special Purpose Credit Program, a loan program designed to meet the special needs of economically disadvantaged groups, including those who have been historically denied credit. Learn about the Special Purpose Credit Program.

This program is only available to Habitat clients.

Apply to Habitat's General Homeownership Program

Are you looking to buy your first home? Twin Cities Habitat can help. We provide you with the coaching, education, and support to be successful in your homebuying journey. We can help you buy a home you love with a mortgage you can afford.

Get started by filling out our form to find out if you're eligible for our program!