*Habitat mortgages are provided through our subsidiary, TCHFH Lending, Inc. Click here to learn more about the requirements that need to be met to qualify for a TCHFH Lending, Inc. mortgage. Qualifying for the Homeownership Program does not mean you will necessarily qualify for a mortgage through TCHFH Lending, Inc. If you are determined to be "mortgage-ready", you would go through a mortgage pre-approval process with TCHFH Lending, Inc.
Twin Cities Habitat for Humanity annually updates our Financial Coaching Program income requirements based on area market conditions. We reserve the right to revise these guidelines at any time.
*Habitat mortgages are provided through our subsidiary, TCHFH Lending, Inc. Click here to learn more about the requirements that need to be met to qualify for a TCHFH Lending, Inc. mortgage.
Family Size |
Minimum Yearly Gross Income |
Maximum Yearly Gross Income |
1 |
$36,949 |
$62,600 |
2 |
$36,949 |
$71,550 |
3 |
$36,949 |
$80,500 |
4 |
$36,949 |
$89,400 |
5 |
$36,949 |
$96,600 |
6 |
$38,889 |
$103,750 |
7 |
$41,571 | $110,900 |
8 |
$44,253 | $118,050 |
9 |
$46,935 | $125,150 |
10 |
$49,617 | $132,300 |
Twin Cities Habitat for Humanity is an Equal Opportunity housing agency and Equal Opportunity Affirmative Action employer.
TCHFH Lending, Inc. is an Equal Housing Lender.
Twin Cities Habitat for Humanity, Inc. NLMS #400065 | TCHFH Lending, Inc. NLMS #1482482