- Have lived in Twin Cities seven-county area for at least one consecutive year
- Cannot have owned a home during the past three years (waived for U.S. military members and veterans)
- Owners of manufactured homes are eligible
Twin Cities Habitat for Humanity’s Financial Coaching Program offers free one-on-one financial coaching to help you budget, pay down debt, understand credit, and save for the future. This gets you financially mortgage ready for our Homeownership Program where you learn the responsibilities of homeownership through Homebuyer Education and Training.
*Habitat mortgages are provided through our subsidiary, TCHFH Lending, Inc. Click here to learn more about the requirements that need to be met to qualify for a TCHFH Lending, Inc. mortgage.