- Have lived in Twin Cities seven-county area for at least one consecutive year
- Cannot have owned a home during the past three years (waived for U.S. military members and veterans)
- Owners of manufactured homes are eligible
Below you'll find the general criteria to enter either our Financial Coaching Program or our Homeownership Program. You'll also find the specific financial criteria needed to enter each of those programs.
*Habitat mortgages are provided through our subsidiary, TCHFH Lending, Inc. Click here to learn more about the requirements that need to be met to qualify for a TCHFH Lending, Inc. mortgage. Qualifying for the Homeownership Program does not mean you will necessarily qualify for a mortgage through TCHFH Lening, Inc. If you are determined to be "mortgage-ready", you would go through a mortgage pre-approval process with TCHFH Lending, Inc.