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11045 Terrace Rd NE, Blaine

Minimum Borrower Income Required*:

Habitat Homebuyer: $58,017

Maximum AMI: 80%

*subject to eligibility review

Estimated Fair Market Value: $310,000

Picture of Andrea Gallagher Andrea Gallagher 10:00 AM on January 6, 2026

Property Photos

Beautiful and cozy rambler property in Blaine, MN!

This charming Blaine home has been thoughtfully renovated to combine modern comfort with timeless appeal. Updates include new spray foam insulation for energy efficiency, fresh drywall finishing with knockdown ceiling texture, and refinished hardwood floors on the main level. The kitchen features updated cabinetry, countertops, and a new dishwasher, while bathrooms boast new fixtures and vanities. Additional improvements include a new high-efficiency furnace and air conditioner, updated plumbing and electrical systems, and fresh interior paint throughout.    With new carpet on the basement stairs and enhanced radon mitigation for safety, this home is truly move-in ready.

-Photos were taken during renovation work.
Updated photos coming soon.-

Property Details

Information deemed reliable
but not guaranteed

3 bedrooms
1.75 bathroom
1,000 finished sq. ft. (approximate)

Originally built 1962
1-stall attached garage

Estimated real estate taxes: $2,657

Rehab work completed:

  • Spray foam insulation
  • Drywall finishing
  • Knockdown ceiling texture
  • Refinished hardwood floors
  • New kitchen cabinets
  • Updated countertops
  • New bathroom fixtures
  • High-efficiency furnace
  • New air conditioner
  • Fresh interior paint
Parks and Outdoor Activities
  • Aquatore Park – Large community park with playgrounds, picnic areas, and walking trails.
  • Lochness Park – Scenic park featuring nature trails and a peaceful pond.
  • Bunker Hills Regional Park (nearby access) – Offers hiking, biking, and outdoor recreation.
Arts and Culture
  • Blaine City Hall Community Events – Hosts seasonal art and cultural programs.
  • Banfill-Locke Center for the Arts – Local art center offering exhibits and classes.
  • Anoka County Historical Society (short drive) – Explore regional history and cultural displays.
Dining and Entertainment
  • The Roadside – Popular spot for American comfort food and casual dining.
  • Clive’s Roadhouse Blaine – Known for hearty meals and a lively atmosphere.
  • Carbone’s Pizzeria – Classic pizza and Italian dishes in a family-friendly setting.

Schools and District

This address falls under the Anoka-Hennepin School District (ISD 11).

  • Elementary: Jefferson Elementary School
  • Middle: Northdale Middle School
  • High School: Blaine High School

 

Do you have additional cash savings for down payment?

If you have additional cash savings in addition to the required $6,300 savings, you could potentially qualify to purchase a house at a lower income if you use additional cash assets as a down payment.

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