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Mortgage Foreclosure Prevention Program

We’re here to provide free counseling, advocacy, and resources to homeowners behind on mortgage payments or property taxes. We can connect homeowners with additional options to assist in preventing foreclosure or tax forfeiture.

If you’ve missed a payment:

  • Don’t panic
  • Talk to your bank
  • Save money
  • Trim your budget
  • Call us – we’re here to help
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How we can help

Work with a Mortgage Foreclosure Prevention Counselor to:

  • Determine if staying in your home is possible
  • Understand your options
  • Create a new budget
  • Form an action plan focused on housing affordability
  • Learn your rights, the foreclosure process, and how to communicate with your lender.

We’re here to guide and assist you with options.

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Get started

If you are experiencing a financial hardship that is preventing you from making timely mortgage payments or your property is in jeopardy of foreclosure, click here and fill out the MFPP Intake Form online, and a Twin Cities Habitat For Humanity HUD certified Housing Counselor will contact you within 2 business days to follow-up on your case.

If you have any questions please email or call the Mortgage Foreclosure Prevention team:

Phone:  612-305-7147 or 612-305-7237
Email:   MFPP@tchabitat.org

If you prefer to mail in an application, click here to download a form, and send it to 1954 University Ave W, St. Paul 55104. 

Mortgage Foreclosure Prevention Application
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Frequently Asked Questions

  • What happens when I miss a payment?
  • How do I keep my home and avoid foreclosure?
  • What do I do if I leave my home?


Read F.A.Q.

Contact Us