1 min read
1031 Park St, St. Paul
Minimum Borrower Income Required*:
Habitat Homebuyer: $51,600
Maximum AMI: 100%
*subject to eligibility review
Estimated Fair Market Value: $310,000
Andrea Gallagher
Jun 2, 2025 11:03:28 AM

Property Photos
A rare 5 bedroom, 2 bathroom home in central St. Paul!
Lots of space to enjoy and spread out in this two-story house, with partially finished basement.
This home has undergone a full-scale renovation inside and out, featuring updated finishes and modern systems throughout every level. Interior improvements include new trim, doors, LVT flooring, paint, and light fixtures across all finished areas, with new outlets, switches, smoke and CO detectors, and updated ductwork. The kitchen has been completely remodeled with new cabinets, countertops, appliances, and upgraded electrical and plumbing connections. Both bathrooms have been fully updated with new vanities, lighting, flooring, fixtures, and TCHFH-standard tub and shower surrounds. Each bedroom includes refreshed finishes, with the basement bedroom framed and rewired to meet finished space requirements.
Major system upgrades include a new 200-amp electrical panel, code-compliant tamper-proof outlets in the basement, utility sink updates, and a radon mitigation system with a newly installed active fan and wiring. The HVAC system, water heater, and dryer ductwork have all been inspected or updated as needed. Exterior work includes all new siding, soffit, fascia, and roofing, as well as new gutters and a solar energy system installed on the roof. The front and side porches were repaired and re-stained, overgrowth was cleared, and the garage was updated with a new roof and siding. Additional exterior upgrades include frost-free hose bibs, new light fixtures, new address numbers, and freshly painted doors with new locks—making this home move-in ready, energy efficient, and built to last.
Enjoy the peace of mind that comes with knowing that Habitat-rehabbed homes have been tested for hazardous materials- lead, asbestos, radon- and audited by an energy rater. This property was originally built by Habitat in 2002.
Property Details
Information deemed reliable
but not guaranteed
5 bedrooms
2 bathroom
1,600 finished sq. ft. (approximate)
1 1/2 story home with basement
2 bedrooms upper floor
2 bedroom/full bath on main level
1 bedroom/3/4 bath on lower level
Originally built 2002
1-stall detached garage
Estimated property taxes: $3,324
New paint and trim throughout
New kitchen cabinets
New kitchen countertops
New kitchen appliances
Remove carpet & install new flooring
New bathroom toilet, sink, & vanity
New siding on house and garage
And more!
Details of what is around:
Centrally located in the City of St. Paul with convenient access to adjacent neighborhoods and downtown. Easy access to Interstate 35E and Interstate 94.
One block from a St. Paul Public Library branch and a short walk to a number of parks and nature areas!
Saint Paul Public School District Community Schools:
Bruce Vento Elementary (PreK-5)
Washington Technical Magnet School (6-12)
Highland Park Senior High School
and lots of regional and district magnet schools
Do you have additional cash savings for down payment?
If you have additional cash savings in addition to the required $6,300 savings, you could potentially qualify to purchase a house at a lower income if you use additional cash assets as a down payment.
Interested in this home? Let us know!
Habitat Homebuyers
Look to see if the property you’re interested in is listed on your property letter. If this home is on your letter, mark the box on your letter next to it, and return your letter to Habitat by the given deadline.