Meet the team

Robyn Bipes-Timm headshot

Robyn Bipes-Timm
Chief Operations Officer, Twin Cities Habitat for Humanity
President, TCHFH Lending, Inc.

NMLS 1486469

Robyn Bipes-Timm oversees Habitat’s mortgage lending, programs & services, and human resources, and she is president of Habitat’s wholly-owned nonprofit lending subsidiary, TCHFH Lending, Inc. Prior to Habitat, Robyn was with Greater Minnesota Housing Fund for nearly a decade, where she most recently led its affordable housing programs and lending for rental housing and homeownership. She currently serves as the president of the Minnesota Home Ownership Center Board of Directors and is co-chair of the Minnesota CDFI Coalition. She earned a Master in Public Policy (MPP) from the University of Minnesota’s Humphrey Institute of Public Affairs and a BA from Lewis & Clark College in Portland, Oregon and is a licensed mortgage broker and realtor.


Betsy Mills headshot

Betsy Mills
Director of Lending

NMLS 847727

Betsy leads the lending team responsible for delivering and servicing an affordable mortgage product, helping to make homeownership possible for many low-and-moderate income families in our community. Prior to joining Habitat in 2013, she worked in the banking industry. Betsy holds a BA in Accounting and Business Administration from Concordia College in Moorhead and her MN Mortgage Originators licensure. She lives in Inver Grove Heights with her husband.


maureen headshot

Maureen Holman
Community Loan Officer

NMLS 400794

As the Community Loan Officer for TCHFH Lending, Inc., Maureen engages with all homebuyers for mortgage application through closing, informing them of our affordable first mortgage product.  Prior to joining Habitat in the fall of 2016, Maureen worked for several mortgage lenders in the Twin Cities metro area over her 30-year history of working in the mortgage industry.  She holds a BA in Communications from the University of Minnesota and her MN Mortgage Originators license.  She lives in White Bear Lake with her husband, and has three adult children who attend college.

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Bethany Nagan
Mortgage Portfolio Officer

NMLS 1676395

Bethany has been with Twin Cities Habitat since March of 2017 and brings five years of mortgage industry experience. Bethany manages the portfolios of mortgages for Twin Cities Habitat for Humanity and TCHFH Lending, Inc. after origination through the life of the loan. She works directly with homeowners regarding their mortgage for any issues or needs that arise.  Bethany received her BS in International Economics and BA in Finance and French Language Studies from the University of St. Thomas. When not working, Bethany enjoys sunshine, water, and traveling the world.


Dao Cheng

Dao Cheng
Mortgage Lending Processor

As Mortgage Lending Processor, Dao works with homebuyers to process the necessary documentation for closing and other steps in the homebuying journey. Dao graduated from St. Catherine’s University with a B.S. in Mathematics and has an interest in Asian history and culture. Dao is going back to school in Fall 2018 for a Master’s in Data Science. She has taught in South Korea and at Hopkins Junior High and previously worked at Wells Fargo and Bell Bank.