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Financial Management

Managing the financial aspects of homeownership can sometimes feel overwhelming. From understanding property taxes to budgeting for maintenance, get clear guidance on keeping your home financially sustainable. Our resources help you plan for both expected and unexpected costs while maximizing the financial benefits of homeownership.

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Financial & Credit Counseling Program

Twin Cities Habitat's new FREE services are designed to help support Habitat homeowners like you. Take part in:

  • One-on-one sessions with certified housing counselors
  • Practical tools and resources tailored to your needs
  • Guidance to help you thrive as a homeowner

If you're a Habitat homeowner interested in this program, please schedule a time to connect with Asil Mire, HUD Certified Housing Counselor.

Schedule an appointment

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Foreclosure Prevention

If you are a Habitat homeowner experiencing financial hardship or are in danger of foreclosure, please reach out to our Loan Services Department: loanservicing@tchabitat.org.  

Other resources:

Emergency Assistance Programs

Minnesota's Foreclosure Process

Habitat’s Foreclosure Process Infographic

Minnesota Homeownership Center – Foreclosure Prevention Resources

Find a HUD Certified Foreclosure Prevention Advisor (Note: Select Foreclosure Prevention from the Services dropdown)

Homeowner's Guide to Success

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Mortgage Management

Your mortgage is likely your largest financial commitment. These resources help you understand and manage this important investment. If you have any questions, please reach out to our Loan Services Department: loanservicing@tchabitat.org.

Access your AmeriNat account

Understanding your mortgage statements

Homeowners insurance webinar recording

Homeowners insurance management

Worksheet: Comparing homeowners insurance options

Understanding your insurance coverage 

Long-term affordability model explained

Refinancing considerations

Homeowner Tips

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Veterans Initiative: Serving those who've served

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Are you at risk of foreclosure?

Five years ago, foreclosures in Minnesota were at an all-time high. Thankfully, with recent changes in legislation,...

New Project Aims to Help Many Homeowners by End of Year

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Homebuyer Spotlights

The Comfort of a Mother’s Home: Linda’s Story

Linda is giving her kids what she experienced firsthand: The comfort and safety of a mother’s home. When Linda left a...

Creating Her Own Home: Anne’s Story

The kitchen in Anne’s St. Paul home is filled with warm natural light, and the window over the sink looks out on a...

From Public Housing to Proud Homeowners: Meet Angeline & Allen

Fifteen years ago, Angeline and Allen couldn’t have imagined themselves as homeowners. At the time, they were fighting...