Financial Management
Managing the financial aspects of homeownership can sometimes feel overwhelming. From understanding property taxes to budgeting for maintenance, get clear guidance on keeping your home financially sustainable. Our resources help you plan for both expected and unexpected costs while maximizing the financial benefits of homeownership.
Financial & Credit Counseling Program
Twin Cities Habitat's new FREE services are designed to help support Habitat homeowners like you. Take part in:
- One-on-one sessions with certified housing counselors
- Practical tools and resources tailored to your needs
- Guidance to help you thrive as a homeowner
If you're a Habitat homeowner interested in this program, please schedule a time to connect with Asil Mire, HUD Certified Housing Counselor.
Foreclosure Prevention
If you are a Habitat homeowner experiencing financial hardship or are in danger of foreclosure, please reach out to our Loan Services Department: loanservicing@tchabitat.org.
Other resources:
Minnesota's Foreclosure Process
Habitat’s Foreclosure Process Infographic
Minnesota Homeownership Center – Foreclosure Prevention Resources
Find a HUD Certified Foreclosure Prevention Advisor (Note: Select Foreclosure Prevention from the Services dropdown)
Financial Wellbeing
Planning for both routine and unexpected costs is essential for sustainable homeownership.
Saving for major repairs and replacements
Consumer Financial Protection Bureau (CFPB)
Financial Resilience slide deck
Taxes
Taxes fund essential community services, but can sometimes bring unexpected increases. Understanding how they work helps you prepare and budget effectively.
Understanding your property tax statement
Why taxes increase and what to expect
Appealing property tax assessments
Mortgage Management
Your mortgage is likely your largest financial commitment. These resources help you understand and manage this important investment. If you have any questions, please reach out to our Loan Services Department: loanservicing@tchabitat.org.
Understanding your mortgage statements
Homeowners insurance webinar recording
Homeowners insurance management
Worksheet: Comparing homeowners insurance options
Understanding your insurance coverage
Homeowner Tips
Habitat Teaming up with Volunteer Lawyers Network to support local families
Becky Engen: Apr 3, 2017
Fix It & Remember at Habitat for Humanity
John Hagerman: Oct 14, 2014
Veterans Initiative: Serving those who've served
Kaitlyn Egan: Jul 8, 2014
Are you at risk of foreclosure?
Mike Anderson: Jul 22, 2013
New Project Aims to Help Many Homeowners by End of Year
Mike Anderson: May 30, 2013
Homebuyer Spotlights
The Comfort of a Mother’s Home: Linda’s Story
Amy Weiss: Jun 26, 2026
Creating Her Own Home: Anne’s Story
Amy Weiss: May 26, 2026
From Public Housing to Proud Homeowners: Meet Angeline & Allen
Regina Eckes: Nov 7, 2025
