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Financial Management

Managing the financial aspects of homeownership can sometimes feel overwhelming. From understanding property taxes to budgeting for maintenance, get clear guidance on keeping your home financially sustainable. Our resources help you plan for both expected and unexpected costs while maximizing the financial benefits of homeownership.

saving coins

Budgeting for Homeownership

Planning for both routine and unexpected costs is essential for sustainable homeownership.

Saving for major repairs and replacements

SMART Goal Handout

Consumer Financial Protection Bureau (CFPB)

taxes

Taxes

Taxes fund essential community services, but can sometimes bring unexpected increases. Understanding how they work helps you prepare and budget effectively.

Understanding your property tax statement

Why taxes increase and what to expect

Appealing property tax assessments

Available tax relief programs

Escrowed taxes vs. direct payments

Volunteer Income Tax Assistance

mortgage management

Mortgage Management

Your mortgage is likely your largest financial commitment. These resources help you understand and manage this important investment.

Access your AmeriNat account

Understanding your mortgage statements

Homeowners insurance management

Shopping for homeowners insurance

Equity sharing explained (LTA model)

Refinancing considerations

homes

Foreclosure Prevention

Recognize warning signs early, understand your options, and take action before a temporary setback becomes a housing crisis.

Foreclosure prevention

Homeowner Tips

Celebrating Hassan: 15 Years of Foreclosure Prevention

Who can you turn to for help when you’re facing one of the worst things imaginable—the foreclosure of your home? For...

Escrow shortage grant for COVID Impact Relief Deferral participants

Guest blog by Jesse Lindsey, Homeownership Preservation Assistant With great pleasure, TCHFH Lending, Inc. is pleased...

Habitat Teaming up with Volunteer Lawyers Network to support local families

Although Habitat for Humanity is probably best known for our homebuilding and homeownership programs and services, we...

Fix It & Remember at Habitat for Humanity

Fix it and forget it is a popular saying, but Twin Cities Habitat for Humanity wants everyone who came to, or heard...

Veterans Initiative: Serving those who've served

Gene, a Vietnam and Afghanistan Veteran, was struggling to stay in his home due to a failing heating system. With the...

Are you at risk of foreclosure?

Five years ago, foreclosures in Minnesota were at an all-time high. Thankfully, with recent changes in legislation,...